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If you anticipate spending much more than $500 in your first three months, you might consider cards with higher spending requirements so you can earn a potentially higher welcome offer. While you can find welcome offers that are higher than $200, these offers also require much more in spending.

  • Regular APR: 19.24 percent to 29.24 percent (variable)Īs a new cardholder, you can earn $200 in cash rewards after spending $500 on purchases within your first three months.Ī $200 value is on par with other average no-annual-fee cash back cards’ sign-up bonuses. Granted, this isn’t a cash back jackpot, but it can be an easy-to-reach payday considering a $500 spending requirement is typically one of the lowest you’ll find.
  • Balance transfer intro APR: 0 percent for the first 15 months.
  • Purchase intro APR: 0 percent for the first 15 months.
  • Welcome offer: $200 cash bonus after spending $500 on purchases within the first three months.
  • Rewards rate: Unlimited 1.5 percent cash back on all purchases.
  • While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site.

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    Any issuers discussed on our site are vetted based on the value they provide to consumers at each of these levels. Reduce industry jargon so you get the clearest form of information possible, so you can make the right decision for you.Īt Bankrate, we focus on the points consumers care about most: rewards, welcome offers and bonuses, APR, and overall customer experience.Consistently provide up-to-date, reliable market information so you're well-equipped to make confident decisions.Meet you wherever you are in your credit card journey to guide your information search and help you understand your options.

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    With this combination of expertise and perspectives, we keep close tabs on the credit card industry year-round to:

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    Our team is full of a diverse range of experts from credit card pros to data analysts and, most importantly, people who shop for credit cards just like you. What to do when you lose your 401(k) matchĪt Bankrate, we have a mission to demystify the credit cards industry - regardless or where you are in your journey - and make it one you can navigate with confidence. Should you accept an early retirement offer? How much should you contribute to your 401(k)?












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